Skip to content

Terms of Service

Last updated: October 23, 2026

WealthGuard Pro is operated by ClearPath Innovative Solutions (d/b/a ClearPath AI), Virginia, USA.

Contact: support@clearpathai.solutions.

Eligibility and professional disclaimers

You must be 18 or older and a US resident.

Tax estimates are educational, may be inaccurate, are not tax advice and are not intended to be used to avoid penalties. We are not CPAs, enrolled agents or attorneys.

WealthGuard and ClearPath are not registered investment advisers or broker-dealers. Invest is manual tracking; nothing is a recommendation to buy or sell any security.

AI outputs may be wrong; verify before relying on them.

Credit Health is a self-help tracking and education tool, not a credit repair organization. We do not charge for credit repair, contact bureaus or creditors for you, or promise any score improvement or removal of accurate information.

Governing law

These Terms are governed by the laws of Virginia, subject to any non-waivable rights under applicable law.

1. Acceptance of Terms

By accessing or using WealthGuard, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our service.

2. Description of Service

Organize your income, expenses and tax records in one place, and learn how common tax rules work. WealthGuard is not a tax preparer or adviser. WealthGuard is a financial tracking tool designed for educational and organizational purposes. We provide tools to track income, expenses, and explore how published tax rules work. WealthGuard does not provide tax, legal, or financial advice, does not file taxes, and does not replace the need for a qualified tax professional. Software-generated replies are education, not a filing determination.

3. Subscription and Payments

Free for 14 days, then $12.99/month or $99/year plus applicable tax, charged automatically to your card on November 27, 2026 and every month or year after until you cancel. Cancel anytime online in Settings → Manage billing; cancel before the trial ends and you won't be charged. No refunds for partial periods unless required by law.

Free trial for first-time subscribers only. Charge dates assume checkout is completed today; Stripe confirms the exact date before you complete checkout.

Before checkout, you must check: “I agree to the automatic renewal terms above, the Terms of Service and Privacy Policy.” This consent is recorded with your account, selected plan and price, timestamp, available request IP address and disclosure version. Settings → Manage billing opens the Stripe customer portal for online cancellation.

  • WealthGuard Pro is one paid plan with a choice of $12.99 USD per month or $99 USD per year. It includes Money & Tax. Credit Health and Invest remain available to signed-in users as described in the app, independently of a Pro subscription.
  • New subscribers receive a 14-day free trial after completing Stripe checkout. A payment card is required, but the subscription charge is not made until the trial ends. Your bank may display a temporary card-verification authorization, which is not a subscription charge.
  • Unless you cancel before the trial ends, Stripe automatically charges your selected monthly or annual subscription price when the trial expires. The selected subscription then renews automatically each month or year until cancelled, using the payment method on file.
  • By completing checkout, you authorize these recurring charges at the billing interval shown. Any applicable taxes and the total payable are shown at checkout. Approved promotions, if any, are shown there with their duration; regular pricing applies when a promotion ends.
  • You may cancel at any time using Manage billing in Settings. Cancel before the trial ends to avoid the first subscription charge, or before the next renewal to avoid the next charge. Confirm the cancellation and effective date in Stripe. Access normally continues until the end of the trial or paid billing period, without further renewal charges.
  • Payments are non-refundable for partial billing periods or unused subscription time unless required by law. Cancellation stops future renewals; it does not automatically refund a payment already made. Contact support about billing errors or any refund rights provided by applicable law.
  • Deleting your app data or requesting account deletion does not itself cancel your Stripe subscription. Cancel billing separately before renewal.
  • These prices apply to new Pro subscriptions. Existing customer records and previously purchased terms are not changed by this update. No lifetime plan or other retired offer is available for new purchase.

4. User Responsibilities

You agree to:

  • Provide accurate information
  • Keep your account credentials secure
  • Use the service for lawful purposes only
  • Not share your account with others
  • Consult with qualified professionals before making tax decisions

5. Disclaimer

IMPORTANT: WealthGuard is an educational tool only. We are not CPAs, tax attorneys, or financial advisors. The information provided should not be construed as tax, legal, or financial advice. Always consult with qualified professionals before making decisions based on information from this app.

6. Limitation of Liability

WealthGuard shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service, including any tax penalties or financial losses.

7. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or in-app notification.

8. Contact

For questions about these Terms, use support@clearpathai.solutions.